Useful Tips To Save Money and Multiply Your Fortune

Useful Tips To Save Money and Multiply Your Fortune

Your child deserves a bright future and a secured financial life and as a parent you are duty bound to initiate all measures that help you to save for your child’s future and to cover your child’ expenses for transportation, miscellaneous, health care, food, entertainment, education, housing, marriage   [...]

Know About National Savings Certificate

Know About National Savings Certificate

 Saving is very necessary for everybody.  One should have a secured future for himself as well as the family.  A person maybe capable of earning well and support his family today, but future is uncertain.  One cannot predict what his financial condition would be in the future.  So it is always wise  [...]

Keep your desires in check to lead a debt free life

Keep your desires in check to lead a debt free life

  Everyone has a dream, a goal and a vision to succeed. However at times people get overcome by greed and a desire to live a life which is way beyond their means. In order to fulfill their desires they begin to take loans and borrow heavily. When they are unable to repay this loan they often turn  [...]

The Best Savings Options

The Best Savings Options

Money makes the world go round, is true in its context; but the wise believe Savings makes your world a happy place to live. Savings can be orchestrated by following simple pointers and tips to start investing early in life, when you have means and time and are inclined to makes your dreams come true. You  [...]

Know About Credit Score and the Need To Maintain It Well

Know About Credit Score and the Need To Maintain It Well

If you wish to take a home loan or personal loan at most viable rate or if you wish to apply for a credit card with a bank or a financial institution, it is imperative that you have sound and solid credit rating which is reflected in the credit score. Your credit score is determined by your past record  [...]

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Useful Tips To Save Money and Multiply Your Fortune

Useful Tips To Save Money and Multiply Your Fortune
Your child deserves a bright future and a secured financial life and as a parent you are duty bound to initiate all measures that help you to save for your child’s future and to cover your child’ expenses for transportation, miscellaneous, health care, food, entertainment, education, housing, marriage  etc. You may save for your child and make him secured financially by using these tips which will help you to venture into the world of savings. You may save money by buying equity funds or stocks in your child’s name. You may buy gold or gold ETFS which will be appreciated substantially till your child grows up and will fetch him a sizable amount. You may save by subscribing to Postal certificates in your child’s name and en cash the same for his educational or marriage needs  [...]


Know About National Savings Certificate

Know About National Savings Certificate
 Saving is very necessary for everybody.  One should have a secured future for himself as well as the family.  A person maybe capable of earning well and support his family today, but future is uncertain.  One cannot predict what his financial condition would be in the future.  So it is always wise to save some amount from your income and get regular returns. One mode of saving is you put money in your bank’s saving account. But it seems that presently banks are not paying good interests on saving accounts.  Hence, in order to get good returns on their money people are now investing government schemes such as life insurance policy, national savings certificates, postal saving account, PPF and so on.  Returns from government schemes are secured as well as reliable. Let us now take  [...]


Keep your desires in check to lead a debt free life

Keep your desires in check to lead a debt free life
  Everyone has a dream, a goal and a vision to succeed. However at times people get overcome by greed and a desire to live a life which is way beyond their means. In order to fulfill their desires they begin to take loans and borrow heavily. When they are unable to repay this loan they often turn to dubious sources or indulge in unethical practices. This is not the right way to manage our debts. We all can turn our dreams in to reality by just following some simple tips for self development which would invariably take us to our desired destination and turn our dreams in millions. The key to self development lies in your vision, and at first visualize yourself as a millionaire and rest all will follow, and form of group of people around you who are your friends family and well wishers  [...]


The Best Savings Options

The Best Savings Options
Money makes the world go round, is true in its context; but the wise believe Savings makes your world a happy place to live. Savings can be orchestrated by following simple pointers and tips to start investing early in life, when you have means and time and are inclined to makes your dreams come true. You must at a very young age determine, evaluate, analyze your financial situation taking in to account all the intricate details of your income, expenses, debts, current assets and liabilities and compile all the details to initiate the process of saving and investing wisely. You must have goals and aspirations and a vision to have an insight at your future life, what is it that you seek in life and how much you need to earn save and invest to indulge in all the good things in life you desire,  [...]


Know About Credit Score and the Need To Maintain It Well

Know About Credit Score and the Need To Maintain It Well
If you wish to take a home loan or personal loan at most viable rate or if you wish to apply for a credit card with a bank or a financial institution, it is imperative that you have sound and solid credit rating which is reflected in the credit score. Your credit score is determined by your past record of payments made by you pertaining to your loans or credit card or other financial obligations and if by any account you have defaulted on some of the payments, this credit report will clearly state the same and reflect adversely on your credit score. Banks and financial institutions located in India have a tie up with a body known as CIBIL- Credit Information Bureau India Ltd, which undertakes to submit credit of all people who seek personal loans, home loans, credit cards, and the report  [...]


Dynamics of the World of Management in the Corporate Arena

Dynamics of the World of Management in the Corporate Arena
Some of the good ideas which have changed the dynamics of management today have come unannounced  but are based on simple principles like being constructive about criticism, setting priorities for employees, assessing and evaluating the tasks constantly, and create an effective and healthy environment to achieve performance oriented management. Discussions reveal that senior management today strive to achieve targets by setting meaningful and realistic goals which are attainable, time bound and relevant and initiate measures which will motivate, inspire the team to improve their performance. Managers today constantly review and update the performance of each member of the team, provide strong and valuable input at the right time and seek a frank feed back to develop a positive rapport  [...]


Lucrative Savings Options For the Smart Investors

Lucrative Savings Options For the Smart Investors
Savings, at times can be your saviour and life saving tools which you can use during unexpected crisis when you are short of funds and need urgent cash. Savings should be planned as emergency funds or contingency funds that could be utilised and are easily accessible if you encounter a medical condition or happen to lose job due to job cuts or you have to meet any unplanned expenses. Your savings must be planned keeping in mind the recession and inflation factor and ideally your savings must be ideally able to cover your one year of expenses. Savings can be structured taking in to account your income and expenses and then systematically setting aside amounts monthly, and never wait to save a lump sum, and identify expenses that can be curtailed or avoided to increase your savings. The funds  [...]


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